Question 1

Can I visit a non-participating dentist?

Accepted Answer

Our plans allow you to visit any dentist you choose. However, you will have lower out-of-pocket costs and better benefits by seeing a Delta Dental network dentist. If you see an out-of-network dentist, you may have services covered at a lower benefit level.

Question 2

What are the benefits of visiting a Delta Dental network dentist?

Accepted Answer

When you visit an in-network dentist, you'll enjoy the following benefits:
Lower out-of-pocket costs than if you received care from a non-participating dentist because our network dentists have agreed to accept reduced fees.
Balance billing is not allowed, because participating dentists agree to accept Delta Dental's fee and the patient co-payment or deductible (if applicable) as full payment.
There are no forms for you to fill out because participating dentists submit claims directly to Delta Dental.
We pay the dentist directly, so you don't have to pay the dentist and wait for a reimbursement check.
You can have confidence that we have an ongoing relationship with our participating dentists and have ensured they meet national credentialing standards.

Question 3

How do I find a Delta Dental in-network dentist near me?

Accepted Answer

Our dentist search tool allows you to search for dentists in your area by address or zip code. Our tool also gives you the option to search by additional criteria such as Delta Dental network, dentist name, specialty, languages spoken, gender and hours of service.

Question 4

What should I do if I can’t find a dentist who accepts Delta Dental insurance?

Accepted Answer

Start by using our Find a Provider tool. Simply enter your ZIP code to locate Delta Dental network dentists near you. You can filter your search by plan type, dentist name, specialty, languages spoken, office hours, and more.
If you still can’t find a participating dentist in your area, don’t worry — many Delta Dental plans allow you to visit any licensed dentist. However, keep in mind that your out-of-pocket costs may be higher when visiting an out-of-network provider. To get the most value from your coverage, we recommend choosing a Delta Dental network dentist whenever possible.

Question 5

Can I visit any dentist with Delta Dental insurance?

Accepted Answer

Yes, you can choose to visit any licensed dentist. However, you’ll save the most money and enjoy added convenience by seeing a Delta Dental network dentist. These participating dentists agree to discounted fees, meaning lower out-of-pocket costs for you. Plus, they handle claim submissions directly and cannot bill you beyond your plan’s covered amount.
Visiting an out-of-network dentist may result in higher costs and you may need to submit claims yourself. Check your plan details to understand your coverage levels for non-participating providers.

Question 6

How do I know if my dentist accepts Delta Dental insurance?

Accepted Answer

To confirm if your dentist is in the Delta Dental network, use our dentist search tool. You can search by your dentist’s name or location and verify whether they participate in the network for your specific plan.
You can also ask your dental office directly. Be sure to specify that you have Delta Dental of Iowa insurance and, if applicable, the specific plan type (such as PPO or Delta Dental Premier).
Choosing a network dentist helps you get the most out of your benefits — from lower out-of-pocket costs to hassle-free claims processing.

Menu

I am a ...

Shop For Plans

Find a Provider

Resources

About Us

Foundation

Leadership

Careers

Mission and Values

News

Find a Provider Near You

Trust Your Smile to Delta Dental

Menu

I am a ...

Find a Provider Near You

Buy Contacts Now!

Dental Emergency?

Trust Your Smile to Delta Dental